![]() ![]() With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. See terms and conditions below 1 for full details. Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer. An additional 20,000 bonus Scene+ points will be credited to your Scene+ membership account within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year.20,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Scene+ membership Account in your first 3 months.Once you qualify, we’ll credit your account in 2 instalments: Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.To qualify for the 40,000 bonus Scene+ points offer: and here is a good NY Times article on the subject.To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by October 31, 2023. The chip cards are the British Airways, Hyatt, Select and Palladium cards that have the square to the left and above the credit card number. ![]() ![]() Here is a link to the Chase site and you can decide if this might work for you: BTW, American Express has a chip card in the works, but it's not yet available. In France, I've never had a problem with my magnetic strip card being read at manned counters, but having run into a situation at an Amsterdam train station where the readers were all chip, I'm going to like having a chip card. ![]() Most places in France have technology that reads the magnetic strip on the back of our US credit cards, but in the event I find myself in a place that doesn't, I'm going to feel better knowing that I have a chip card. How this works seems to be mostly about the particular machine, but we've run into some issues (particularly in Amsterdam) where having the chip would have made a difference. American credit cards don't yet have the "PIN" technology that is required for use in automated machines such as train ticket kiosks, toll booths and unmanned gas stations, but as you will read on this link, some travelers have been able to use them for purchases below a certain amount or by entering "0000" as their pin (?): This year, I'm adding the Chase "chip" card because I'm just going to feel better that I have one. On several trips, I've used a Cap One MC that doesn't charge an international transaction fee and I've received an exchange rate that pretty much matches the quote I can view on currency exchange sites. My experience has been that some cards post a separate transaction fee (my debit card does this) and others, like American Express, build it into the exchange rate.you don't see it, but you can learn about it if you read the terms of your card on the AmEx website. ![]()
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